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Monday, December 01, 2008

NO WORK MEANS, NO HEALTH INSURANCE

The idea of more people becoming unemployed is really scary to me. I am not sure if it is the idea that if I were to become unemployed that I would lose my income, or more importantly my health insurance, which is really a frightening scenario.

I guess having just gone through a bout of unemployment a year or so ago, I realize how precious having a job and having health insurance coverage is. You know how they say, you don't know what you've got til it's gone, well this is really true. If you would have asked me about the importance of having health insurance two years ago, I would have told you that it was no big deal, and that I really didn't use mine much anyway. You get so accustomed to having it, that you really don't think about it. Well, I remember several times when I was out of work, little things coming up that I probably would have run myself or my kids over to the doctor for, but I stopped dead in my tracks when I realized that I had no insurance coverage. I didn't realize how much of a safety net it really was, to know that any time I needed to I could go to the doctor or emergency room, without worrying about how much it was going to cost me. I was really blessed and didn't even know it.

Since getting back to work, I don't take having a job or health insurance for granted. I am blessed to be working especially in these uncertain financial times. I am grateful that my employer has enough work to keep my going and working in the food industry helps, because even when times get tough, people will still need to eat. Over all however, I am still worried about potentially losing my job, so I want to be prepared, just in case. I have gone online and gotten some insurance quotes, just in case I need to start paying for my health insurance myself. I am also saving as much of my money as I can, just to be on the safe side. After my experience last year, I know that it is not a really good idea to take employment or insurance for granted. One day they could be here and the next day POOF!





 
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