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Friday, January 16, 2009

Insurance: Getting to know it Before It's too late

Over the last holiday my family and I were talking about different kinds of insurance. I'm not sure how It was brought up, but my grandparents were telling us about insurance when they were younger and how it has changed today and how no one ever helped them chose which car or health insurance was right for them, they just needed to make that decision on their own and hope it went okay. Then knowing what they knew, they helped my dad and his brothers figure everything out when they were older and needed guidance and (hopefully) my dad will do the same for me because as of right now he pays for my insurance still because I am covered under his as a student. But one day sooner or later I will have to branch out on my own and hopefully by then I will be educated enough to make a smart decision (with his help of course ha).

Insurance quotes are confusing to me. You can go online and look into them but there is always small or fine print that you don't get when you are looking them up or they are just an estimate. It is hard to get a full grasp on everything. The good thing about looking up quotes online is that you can compare them to one another. I was helping out my grandparents the other day because they were calling around about senior auto insurance and I couldn't even believe it. I told them that they could just look online and they were so impressed. It was weird because I would have gone to the internet first thing and it probably wouldn't have occurred to me to call places and talk to people about it.

We also looked up temporary short term health insurance quotes and talked about the pros and cons . It is nice to hear about their experiences with different kinds and get some health insurance leads before I actually have to go out into the real world and get my own insurance. I know people say you have to live and learn and sometimes make mistakes, but I would rather just learn from their mistakes (or the mistakes that they didn't make) and use that for my benefit and guidance when I have to do it on my own.





 
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